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Untraced & Uninsured Driver

According to the Motor Insurers’ Bureau, around 4% of vehicles in the UK are uninsured. People can often think that if they are hit by an uninsured driver and injured then they can’t make a claim but this is not the case. The Motor Insurers’ Bureau was set up to compensate victims of uninsured and untraced drivers.

A Police Report Is Required In Certain Cases

If you are involved in an accident and you suspect that you have been hit by an uninsured driver or the driver leaves the scene, and you are not able to get any of the information, it is imperative that you report the accident to the police at the earliest available opportunity. The report is a requirement of the Motor Insurers’ Bureau claims rules, and the failure to report the accident to the police can lead to a claim being rejected.

Record As Much Information As Possible

As with any accident, wherever possible you should note down the other driver’s name and full postal address, vehicle make, model, colour and most important of all their registration number. You should also record as much written information about the accident seen as you can, including a description of the other driver, take a note of the damage sustained to your vehicle and that of the other driver and look to see if there are any witnesses or CCTV and collect their contact details.

A driver may not inform you if they are uninsured immediately after the accident, so it is important that this information is recorded at the scene for later evidence gathering if necessary.

Click here to read Hattons Road Accident Factsheet on what to do in the event of an accident

Hattons Will Give You Clear Legal Advice

At Hattons Solicitors our experience legal team will be able to answer any questions you have explaining your options clearly so that you can decide whether to proceed with a claim. It can be a distressing time when you are injured in an accident and we will work to ease the stress.

We work closely with our clients to keep them informed about their claim and our clients can also access our online file view system to find out where their case is up to at their own convenience.

If you would like advice on making a claim after being hit by an uninsured driver call our legal team on 0800 298 9690 or alternatively fill in the Claim Now form and we will call you back.


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